Short answer: Take every payment your customers use. That means cash and card, plus SNAP through EBT, and incentive programs that match SNAP dollars. Apply for SNAP early, choose a payment system that handles it, and train everyone on the register.
Payment options decide who can shop with you. Many of your customers use SNAP, WIC or incentive dollars. Set these up before launch.
The payment types
Cash and card. The basics. Carry a starting float and a card reader that works offline.
SNAP through EBT. Apply to USDA's Food and Nutrition Service to become a SNAP retailer. Approval can take several weeks, so start early.
Nutrition incentives. Programs like Double Up Food Bucks match SNAP spending on fruits and vegetables. Ask your state or local incentive network how to join.
WIC and Senior Farmers Market checks. Some states let mobile markets accept these. Rules vary by state.
Produce prescriptions and vouchers. Health partners may give patients vouchers to spend with you. Agree on how you will track and bill them.
Choose a payment system
It must process SNAP and EBT on the road.
It should work offline and sync later.
It should track each payment type and each stop.
Bring a mobile hotspot as a backup.
Train the team
Everyone on the register takes USDA SNAP retailer training.
Post a simple guide at the register: each payment type, what it covers and how much is matched.
Translate the guide for staff and volunteers who need it.
Display the SNAP and incentive signs where shoppers can see them.
Sources: USDA FNS, SNAP retailers · Nutrition Incentive Hub · USDA FNS, WIC Farmers Market Nutrition Program · Nutrition Incentive Hub, POS systems for SNAP
